COMMON QUESTIONS
Funding questions deserve clear answers.
Start with the fundamentals, then verify the details that apply to your school and situation.
Do grants have to be repaid?
Many grants do not require repayment when program conditions are satisfied, but exceptions can apply. Review the specific award terms.
Is financial aid the same as free money?
No. An aid package may combine grants, scholarships, work-study, and loans. Separate each category before evaluating the offer.
How much should I borrow?
That depends on your costs, other resources, loan terms, and future budget. Consider the smallest amount that reasonably covers a verified gap.
Does this site award grants or loans?
No. This is an independent informational resource. It does not award grants, originate loans, determine aid eligibility, or represent a school or government agency.
What costs should I include besides tuition?
Consider fees, housing, food, books, supplies, transportation, technology, insurance, and personal expenses.
Where should I verify deadlines and eligibility?
Use the school, agency, grant administrator, lender, or other organization directly responsible for the program.
Can aid change after an offer?
It can. Enrollment, verification, housing, outside awards, academic progress, or other circumstances may affect a package.
Why compare total repayment instead of only monthly payment?
A lower payment can sometimes come from a longer repayment period, which may increase the total interest paid.